Privacy Policy

Privacy Policy

OVERVIEW

This Privacy Policy is applicable for the website www.buynowcompanies.com which is operated by Buy Now Companies (hereinafter ‘BNC’). We appreciate your interest in our website, products, and services and we value the importance of protecting your privacy and personal data. To ensure transparency and security, our Privacy Policy as set forth below will inform you about the nature, scope and purpose of the personal data collected and processed by us.

Intellectual Property Rights

The Website and its entire contents, features and functionality (including but not limited to all information, software, text, displays, images, video and audio, and the design, selection and arrangement thereof), are owned by the Company, its licensors or other providers of such material and are protected by copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws.

These Terms of Use permit you to use the Website for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website, except as follows:

  • Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials.
  • You may store files that are automatically cached by your Web browser for display enhancement purposes.
  • You may print or download one copy of a reasonable number of pages of the Website for your own personal, non-commercial use and not for further reproduction, publication, or distribution.
  • If we provide desktop, mobile or other applications for download, you may download a single copy to your computer or mobile device solely for your own personal, non-commercial use, provided you agree to be bound by our end user license agreement for such applications.

Trademarks

The Company name, the terms BNC or Buy Now Companies or www.buynowcompanies.com, the Company logo and all related names, logos, product and service names, designs and slogans are trademarks of the Company or its affiliates or licensors. You must not use such marks without the prior written permission of the Company. All other names, logos, product and service names, designs and slogans on this Website are the trademarks of their respective owners.

Collection of Information

Information You Provide to Us:

We collect information you provide directly to us. For example, we collect information when you create an online account, post messages to our forum or wikis or otherwise communicate with us.

The types of information we may collect include your name, email address, username, password, location, and any other information you choose to provide.

Information we collect automatically

We automatically collect certain information about you when you access or use our Site or transact business with us, including Log Information. We collect information about your use of our Site, including the type of browser you use, access times, pages viewed, your IP address and the page you visited before navigating to our Site.

Information Collected by Cookies and Other Tracking Technologies: We may use cookies, web beacons (also known as “tracking pixels”) and other tracking technologies to collect information about you when you interact with our Site or emails, including information about your browsing behavior on our Site. We use this information to improve our Site and your experience, see which areas and features of our sites are popular, count visits, understand campaign effectiveness and determine whether an email has been opened and links within the email have been clicked.

Information we collect from other Sources

We may also obtain information about you from other sources and combine that with information we collect about you.

Your rights to access personal information

You have the right to receive information about the personal data (as defined in the General Data Protection Regulation (GDPR) (EU) 2016/679 we maintain on you upon written request. If you are concerned that any of the information, we hold on you is incorrect, please contact us.

Your Rights

You may find below a list of your legal rights insofar as your personal data are concerned. Please note that some of these rights may not be applicable to your situation.

  • You have the right to gain access to the personal data that we hold about you.
  • You have the right of rectification, that is, to request the correction, without undue delay, of any personal data that we hold about you and are either inaccurate or incomplete.
  • You have the right to obtain the erasure of your personal data, without undue delay, provided, amongst others, the personal data in question are no longer necessary in relation to the purposes for which they were collected.
  • You have the right to restrict our processing activities or to object to the processing of your personal data.
  • You have the right to data portability, that is, to request from us that we send your personal data in a structured, commonly used, and machine-readable format, and to transmit those data to another controller.
  • If we rely on your consent as our legal basis for the processing of your personal data, you have the right to withdraw that consent at any time.

If you wish to exercise any of your above-mentioned rights or have any questions or comments with regard to this Privacy Policy, you may contact us by using the contact information at the end of this policy.

We will respond to requests to access or delete your personal data within 30 days.

Web browser cookies

Our Site may use “cookies” to enhance User experience. User’s web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly.

Cookies are small text files stored on your device by a web browser (e.g. Internet Explorer). Although we may not use Cookies, we do use website tracking services such as Google Analytics which does use analytical and tracking Cookies. By using our site, you consent to Cookies being used in accordance with our policy. We are not responsible for third party websites which we link to that use Cookies.

Google Analytics is Google’s free web analytics tool that helps us to understand how our visitors engage with our website. Google Analytics collects information anonymously, and much like examining footprints in sand, it reports website trends without identifying individual visitors. Analytics uses its own set of Cookies to track visitor interactions. These Cookies are used to store information, such as what time the current visit occurred, whether the visitor has been to the site before, and what site referred the visitor to the web page. Google Analytics customers can view a variety of reports about how visitors interact with their website, so they can improve their website and how people find it. A separate set of cookies is used for each website, and visitors are not tracked across multiple sites. Analytics customers are obliged to notify users of their use of analytics software. To disable this type of cookie, some browsers will indicate when a cookie is being sent and allow you to decline cookies on a case-by-case basis. In addition to declining Cookies, you can also install the Google Analytics Opt-out Add-on in your browser, which prevents Google Analytics from collecting information about your website visits.

EU legislation requires website owners and operators to ask for permission before using certain kinds of Cookies.

How we use collected information

When you provide information to us via this site it will be processed by us or on our behalf in accordance with the provisions of the General Data Protection Regulation (GDPR) (EU) 2016/679. We will store this data and hold it on computer, cloud server, or in hard copy form. We may give information about you (on the understanding that such information will be kept confidential) to associates, employees and agents of BNC to administer any services provided to you by BNC now or in the future. Otherwise we will only disclose information as previously notified to you except as follows: – to any law enforcement agency requesting it in connection with the commission of any offence, once we are reasonably satisfied as to the circumstances surrounding the request; – to comply with applicable laws and lawful government and/or regulatory requests; – to operate our systems properly; and/or – to protect our users and ourselves.

While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally, identifiable information may include, but is not limited to, your email address, name, phone number, other information (“Personal Information”).

BNC may collect and use your personal information for the following purposes:

  • To provide customer services;
  • To carry out Know-Your-Customer (KYC) checks;
  • To analyze your account activity in order to provide you with an adequate and reliable service;
  • To offer you the best possible options suitable for your needs.

We will ask User’s consent before using collected information in other purposes.

We store collected information for as long as it is necessary to provide products and services to you. Information associated with your account will be kept until your account is deleted unless we no longer need the data to provide products and services.

Marketing

BNC would like to send you information about products and services of ours if you have consented to receive marketing.

You have a right at any time to stop us from contacting you for marketing purposes and opt out at a later date.

Sharing your information

BNC sometimes need to share personal information we process with third parties. Where necessary or required we share information with:

  • family, associates and representatives of the person whose personal data we are processing;
  • financial organizations;
  • credit reference agencies;
  • debt collection and tracing agencies and other companies in the same group;
  • suppliers and services providers;
  • central government;
  • law enforcement and prosecuting authorities;
  • ombudsmen and regulatory authorities;
  • courts and tribunals.

Behavioral Remarketing

BNC uses remarketing services to advertise on third party web sites to you after you visited our Service. We, and our third-party vendors, use cookies to inform, optimize and serve ads based on your past visits to our Service.

Google

Google AdWords remarketing service is provided by Google Inc. You can opt-out of Google Analytics for Display Advertising and customize the Google Display Network ads by visiting the Google Ads Settings page: http://www.google.com/settings/ads Google also recommends installing the Google Analytics Opt-out Browser Add-on –https://tools.google.com/dlpage/gaoptout – for your web browser. Google Analytics Opt-out Browser Add-on provides visitors with the ability to prevent their data from being collected and used by Google Analytics. For more information on the privacy practices of Google, please visit the Google Privacy Terms web page: http://www.google.com/intl/en/policies/privacy/

Twitter

Twitter remarketing service is provided by Twitter Inc. You can opt-out from Twitter’s interest-based ads by following their instructions: https://support.twitter.com/articles You can learn more about the privacy practices and policies of Twitter by visiting their Privacy Policy page: https://twitter.com/privacy

Facebook

Facebook remarketing service is provided by Facebook Inc. You can learn more about interest-based advertising from Facebook by visiting this page: https://www.facebook.com/help To opt-out from Facebook’s interest-based ads follow these instructions from Facebook: 
https://www.facebook.com
Facebook adheres to the Self-Regulatory Principles for Online Behavioral Advertising established by the Digital Advertising Alliance. You can also opt-out from Facebook and other participating companies through the Digital Advertising Alliance in the USA http://www.aboutads.info/choices/ , the Digital Advertising Alliance of Canada in Canada http://youradchoices.ca/ or the European Interactive Digital Advertising Alliance in Europe http://www.youronlinechoices.eu/ , or opt-out using your mobile device settings. For more information on the privacy practices of Facebook, please visit Facebook’s Data Policy: https://www.facebook.com/privacy/explanation

AdRoll

AdRoll remarketing service is provided by Semantic Sugar, Inc. You can opt-out of AdRoll remarketing by visiting this AdRoll Advertising Preferences web page: http://info.evidon.com

For more information on the privacy practices of AdRoll, please visit the AdRoll Privacy Policy web page: http://www.adroll.com/about/privacy

Information About You and Your Visits to the Website

All information we collect on this Website is subject to our Terms of Use and Privacy Policy. By using the Website, you consent to all actions taken by us with respect to your information in compliance with the Terms of Use and the Privacy Policy.

We may occasionally modify our Privacy Policy; when this happens, we will publish details on this web page. We will not however significantly change how we use information you have already given to us without your prior agreement.

WHAT IS PERSONAL DATA

Personal data means any information relating to an identified or identifiable natural person. We collect, process, or use personal data, if you provide it to us and give us your consent. Personal data may include name, age, email, phone, address, job title, profession and other data that you have provided while filling a contact us form requesting to contact you, or an order form to receive our services, or other service related forms on our website.

WHY WE NEED YOUR PERSONAL DATA

For the best user experience and to improve our website and services, we collect data sent by your web browser, e.g., information about your browser, your IP address, and your operating system. You may be asked to provide your personal information anytime you are in contact with BNC. Sometimes collection of personal information may be required due to the statutory or contractual obligations BNC has under applicable regulations. We may share and use this information in any manner that is consistent with this Privacy Policy. We may also combine it with other information to provide and improve our services, content, and promotion. You are not required to provide the personal information that we have requested, but if you chose not to do so, in many cases we will not be able to provide you with our products or services or respond to any queries you may have.

You have the following rights regarding the information you provide to us:

  • To access any information you have provided;
  • To correct any information you have provided;
  • To delete any information you have provided;
  • To object to the use of information you have provided; and
  • To have information you have provided to us transferred to another company or entity

Please note that if your information is required by BNC to provide a service and you wish to restrict or delete that data, it may impact our ability to provide such service(s). You will be advised of this outcome in the event that it arises.

PERSONAL INFORMATION WE COLLECT

By filling in an order form, we may collect a variety of information including, but not limited to: name, nationality, residential and mailing address, phone number, e-mail address, contact preferences, information about your business, such as company name, address, business type and other. In most of cases, in order to process your order, we may have to collect government-issued identification documents to prove your identity and residence. We may also have to collect certain information pertaining to your date of birth, marital status, education, or disciplinary history.

Some examples of the services we provide, where the collection of personal information occurs include:

  • Company incorporation and administration services;
  • Bank account opening services;
  • Assistance with opening of bank accounts;
  • Corporate, secretarial and accounting services;
  • Other activities in furtherance of or related to the above.

In addition to the information collected through user-populated fields, the order form filled in on this website will record the information pertaining to your browsing session, your IP address and the time of the ordering.

When you make online payments on our website, then the following types of information may also be collected by us or a contracted third party, who makes payment processing for BNC:

  • Login information which includes username and password, address, phone, email, and/or other similar information;
  • Credit/Debit card and other payment information that the user must provide in order to make online payment.

PERSONAL DATA NOT OBTAINED FROM A DATA SUBJECT

We may collect the personal information of third parties when you add the names of shareholders or beneficiaries on our order forms. If you are our point of contact, and other individuals are connected to your order, they are very likely to be data subject whose personal data must be processed as a result of this connection.

In that prospect, you must secure proper consent from any data subject whose personal data you supply to BNC, and you will be asked to confirm that their consent to the processing of their personal data was obtained in a regular way.

Collection of third party personally identifiable information may be necessary to process and register your order for certain products or services. We will not use this information for any other commercial purpose.

HOW WE USE YOUR PERSONAL INFORMATION

We may use your personal information:

  • Fulfil your order;
  • send you an order confirmation;
  • assess the needs of your business to determine suitable products;
  • send yourequested product or information;
  • respond to customer service requests and provide customer support;
  • to assist with identification and to prevent prohibited or illegal activities, comply with local and international laws, KYC regulations, and other similar obligations;
  • to help create, develop, operate, deliver, and improve services and advertising, and for loss prevention and anti-fraud purposes;
  • for internal and administrative purposes such as auditing, data analysis, and research to improve our services and customer communications;
  • to send important notices, such as communications about current services and changes to our terms, conditions, and policies.

SERVICE PROCESSING INFORMATION COLLECTION

Once you became a client of BNC, we will collect such information as may be necessary, for the purpose of processing the order correctly and to comply with applicable legal requirements in terms of due diligence.

This includes the following information:

  • Additional information or clarification as necessary to complete, correct or, at your request, modify the service order;
  • due diligence information as may be necessary to know our clients and to comply with the local laws of the jurisdiction where BNCis required to perform its services and international laws. Such information may also be obtained from public sources;
  • instructions as you may from time to time provide for the proper performance of the services.

PROCESSING OF DATA

BNC will process Client personal data intended to form part of a filing system. In addition to the collection, the processing includes the recording, organisation, structuring, storage, retrieval, consultation, use, disclosure by transmission, and suppression of such personal data. The data processed by BNC will include the particulars of the individual related to the service order, such as:

a. The full legal name(s),
b. the nationality,
c. the date of birth,
d. the domicile and residential addresses,
e. passport numbers and passport validity dates
f. contact details such as an email & a phone number

Those details, as well as the supporting documents evidencing them, are maintained in an electronic form in BNC’s secured databases, and in a paper form.

Such information is used to prepare corporate documents, identify our clients, and periodically perform compliance verifications, such as verifying that BNC is not servicing a party under international sanctions.

COLLECTION AND USE OF NON-PERSONAL INFORMATION

We also collect data in a form that does not, on its own, permit direct association with any specific individual. We may collect, use, transfer, and disclose non-personal information for any purpose. The following are some examples of non-personal information that we collect and how we may use it:

  • information such as occupation, language, zip code, and area code so that we can better understand customer behaviour and improve their products, services, and advertising.
  • information regarding customer activities on our website. This information is aggregated and used to help us provide more useful information to customers and to understand which parts of the website and services are of most interest. Aggregated data is considered non-personal information for the purpose of this Privacy Policy.
  • details of how you use our services, including search queries. This information may be used to improve the relevancy of results provided by our services.

If we combine non-personal information with personal information, the combined information will be treated as personal information for as long as it remains combined.

COOKIES AND OTHER TECHNOLOGIES

BNC website, online services, email messages, and advertisements may use cookies and other technologies such as pixel tags and web beacons. These technologies help us to better understand user behaviour, tell which parts of our website people have visited, and facilitate and measure the effectiveness of advertisements and web searches. Cookies may be used for other purposes such as authentication, storing site preferences, the identifier for a server-based session, or anything else that can be accomplished through storing text data. Cookies may be encrypted for information privacy and data security purposes. Cookies may be set by the server with or without an expiration date. According to the settings on the user’s browser, cookies may be declined. However, in such case certain functionality on our website may no longer be available.

Cookies may be encountered from third parties via links made available on the payment pages of our website which cannot be controlled by us (for example, if a user views a website created by a third party or uses an application developed by a third party, there may be a cookie placed by that webpage or application). We treat information collected by cookies and other technologies as non-personal information. However, to the extent that IP addresses or similar identifiers are considered personal information by local law, we also treat these identifiers as personal information. As it is applicable for most Internet services, we gather some information automatically and store it in log files. This information includes IP addresses, browser type and language, name of user’s internet service provider, referring and exit websites and applications, operating system, date/time stamp, and clickstream data. We may use this information to understand and analyse trends, to administer the site, to learn about user behaviour on the site, to improve our products and services, and to gather demographic information about our user base as a whole.

In some email messages, we may use click-through uniform resource locators (‘URL’) linked to content on the BNC website. When you click one of these URLs, they pass through a separate web server before arriving at the destination page on the website. We may track this click-through data to help determine interest topics and measure the effectiveness of customer communications. If you prefer not to be tracked in this way, you should not click on text or graphic links in the email messages. Pixel tags enable us to send email messages in a format user can read, and they tell whether mail has been opened. We may use this information to reduce or eliminate messages sent to users.

DISCLOSURE AND PROCESSING BY THIRD PARTIES

At times we may make certain personal information available to third parties, such as strategic partners or concerned parties that work with BNC to provide products and services, or that help us market to customers. Personal information will only be shared by us to provide or improve products, services, and/or advertising; it will not be sold to or shared with third parties for their marketing purposes.

DISCLOSURE TO SERVICE PROVIDERS

We may share personal information with third parties who provide services such as information processing, extending credit, fulfilling customer orders, delivering products, managing and enhancing customer data, providing customer service, assessing interest in products and services, and conducting customer research or satisfaction surveys. These third parties are obligated to protect your information in the same way as BNC and may be located wherever BNC conducts its operations.

The recipients of your personal data may include:

  • BNC affiliated companies acting as subcontractors or service auxiliaries;
  • the registered agents in the jurisdictions relevant to the service(s);
  • other third service providers, including banks, whom you have expressly requested to be introduced to.

Where a third party may act as the processor of personal data on behalf of BNC, we shall remain the controller of such personal data.

DISCLOSURE TO OTHERS

It may be necessary by law, legal process, litigation, and/or requests from public and governmental authorities within or outside your country of residence for BNC to disclose your personal information. We may also disclose information about you if we determine that for purposes of national security, law enforcement, or other issues of public importance, disclosure is necessary or appropriate. We may also disclose information about you if we determine that disclosure is reasonably necessary to enforce our terms of business or protect our operations or our clients. Additionally, in the event of a reorganization, merger, or sale of business, BMC may transfer any and all personal information we collect to the relevant third party.

DISCLOSURE TO THIRD PARTIES IF YOU MAKE PAYMENTS ON OUR WEBSITE

Personal information may be shared with:

  • Service providers who support our services, such as fraud prevention, bill collection, marketing, and technology services. These service providers may only use user information in connection with the services we perform and not for their own benefit;
  • Credit bureaus to report account information, as permitted by law;
  • Banking partners as required by credit card association rules;
  • Law enforcement, government officials, or other third parties when BNC is compelled to do so by a subpoena, court order or similar legal procedure and/or it is necessary to comply with the law or credit card rules and/or disclosure is necessary to prevent physical harm or financial loss or to report illegal activity and/or the user consents or directs BNC to do so.

BNC will not sell or rent any personal information to third parties for marketing purposes and only shares personal information with third parties as described in this Policy.

PROTECTION OF PERSONAL INFORMATION

When users visit the order form and payment page of our website or send an email to BNC, technology is used to prevent unauthorized third parties from viewing and downloading user information. We process personal information on servers located in the Republic of Cyprusand/or Germany and protect it by maintaining physical, electronic, and procedural safeguards such as: firewalls, secure sockets layer encryption, URL data encryption, file access privileges, physical server access controls, and authorizing access to personal information only for employees who require it to fulfil their job responsibilities. When your personal data is stored by us, we use computer systems with limited access housed in facilities using physical security measures.

No data transmission over the Internet can be guaranteed to be 100% secure. As a result, we cannot ensure or warrant the security of any information transmitted over the Internet. BNC makes every attempt to ensure the security of all information collected.

INTEGRITY AND RETENTION OF PERSONAL INFORMATION

We make it easy for you to keep your personal information accurate, complete, and up to date. BNC will retain your personal information for the period necessary to fulfil the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law.

We will also retain and use your information as necessary to comply with our legal obligations, resolve disputes and enforce our agreements. If BNC has provided services to you, personal data may be stored up to 10 years (but in any case, no less than 5 years) after the termination of the services, depending on the legal rules of the service jurisdiction. If you request that we delete your personal information, we will notify you if we are unable to do so and why.

During the BNC service term, you must help BNC maintaining your personal information up to date. If your personal information change, you will have to correct, update, amend them. If you have a Corporate Service Officer assigned, please contact him/her in priority.

It is important to note that some of your particulars could be registrable particulars, and in case of changes, timely notice must be given in order to file an update of the modified registrable particulars within a legal deadline. Failure to do so may expose your company to incur heavy late filing penalties, and you may be fined.

ACCESS TO PERSONAL INFORMATION

You can help ensure that your contact information and preferences are accurate, complete, and up-to-date by contacting us using contact details on our website. For other personal information we hold, we will provide you with a copy of such information so you can request that we correct the data if it is inaccurate or delete the data if we are not required to retain it by law or for legitimate business purposes. BNC may decline to process requests that are frivolous/vexatious, jeopardize the privacy of others, are extremely impractical, or for which access is not otherwise required by local law. Request for information, correction, or deletion can be made by contacting us via the contact details provided on our website.

PROTECTION OF MINORS

We understand the importance of taking extra precautions to protect the privacy and safety of minors. Minors are not permitted to use the BNC services. If we learn that we have collected the personal information of a minor, we will take steps to delete the information as soon as possible.

THIRD PARTY SITES AND SERVICES

BNC website, products and services may contain links to third party websites, products, and services. We may also use or offer products or services from third parties. The inclusion of any link does not imply endorsement of any other company, its products, services, or privacy practices. Furthermore, we are not responsible for personal information voluntarily disclosed by users to third parties that are contacted through links to any website. Information collected by third parties, which may include personal data or contact details, is governed by their privacy practices. We encourage you to learn about the privacy practices of those third parties.

INTERNATIONAL USERS

BNC, as a global services provider, has a number of affiliated legal entities in different jurisdictions which are responsible for the personal information which we collect, and which is processed on our behalf. We employ appropriate technological and physical safeguards to keep information secure. However, please be aware that these safeguards may not meet the same standards as is required by the country in which you reside.

COMMITMENT TO YOUR PRIVACY

To make sure your personal information is secure, we communicate our privacy and security guidelines to our employees and strictly enforce privacy safeguards.

PRIVACY QUESTIONS

When a privacy question or access/deletion request is received, we have a dedicated team which seeks to address the specific concern or query which you are seeking to raise. If you are unsatisfied with the reply received, you may refer your complaint to the relevant regulator in your jurisdiction. Upon request, we will endeavour to provide you with information about relevant complaint avenues which may be applicable to your circumstances.

This Privacy Policy may be updated from time-to-time. When the policy changes in a material way, a notice will be posted on the BNC website along with the updated Privacy Policy.

Last updated 28 April 2020

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