1.1. These Terms and Conditions are intended to govern the business relations between Buy Now Companies and its clients. In these Terms and Conditions, “BNC” and “we” refers to Buy Now Companies www.buynowcompanies.comand “Client” or “you” refers to each client. On the basis of these Terms and Conditions, BNC shall provide the Client with various services such as the registration of companies (“Company”) and some additional related services (“Additional Services”) as well as the assistance in relation with the opening of accounts with banks or a non-banking financial services providers (“Bank Account Opening”).
1.2. These Terms and Conditions shall form an integral part of any agreement concluded between the Client and BNC on the execution of the BNC order form either by way of online order or paper form (“Agreement”). By entering into an Agreement with BNC, the Client accepts these Terms and Conditions. A price list and a list of services are available on the website of BNC www.buynowcompanies.com
1.3. Any Terms and Conditions which deviate from, contradict or supplement these Terms and Conditions shall not become a part of any Agreement, unless otherwise specifically agreed in writing between the Client and BNC.
1.4. In the event of any conflict between the present Terms and Conditions and any Agreement, the provisions of the Agreement shall prevail over the present Terms and Conditions.
1.5. BNC reserves the right to change the Terms and Conditions at any time with immediate effect. The Client shall be notified of such amendments by notice in writing. Amendments shall be deemed to be approved by the Client unless BNC receives a written objection thereto within four weeks from the date of the notice.
Incorporation and management of a Company and Additional Services
2.1. BNC can perform the service of incorporating a Company for the Client, in the jurisdictions specified in the list available on the website of BNC www.buynowcompanies.com BNC can also organize the supply, either by BNC’s affiliated companies or third parties, of Additional Services such as the supply of nominee directors, nominee shareholders, internet merchant account, company logo, company seal, company rubber stamp, power of attorney, notarization & apostille on documents. Affiliated companies mean, in relation to BNC, a subsidiary or a holding company of BNC or any other subsidiary of that holding company.
2.2. All Additional Services will be provided on the basis of a specific agreement between the Client and the relevant provider of the Additional Services, except for seals, stamps and logos, notarization & Apostille.
Bank Account Opening
2.3.BNC can perform the service of assistance in relation with the opening of an account with a bank or another financial service provider (“Bank”), such as a payment gateway provider, for the Client. In this framework, BNC may propose to the Client a list of Banks, but it is the Client who is responsible for the choice of the Bank. The Client may choose a Bank either among the list of Banks provided by BNC or a third-party Bank. The successful setting-up of complementary services such as credit cards, chequebooks or internet banking access is not guaranteed and is offered “as is”. The service can only be employed for legal purposes as determined by applicable law.
BNC reserves the right to refuse any and/or all its services to any Client without giving any reason or explanation thereto, and cannot, under any circumstances, be held responsible for such refusal.
Whilst BNC endeavours to provide true and correct information on all its services, it is not providing legal advice. The Client is responsible for ensuring that he/she has taken all necessary tax and legal advice regarding the establishment and operation of the Company and for ensuring that the activities will not breach the law of any relevant jurisdiction.
The Client warrants that he/she will not use any of the rights granted in any Agreement for any illegal, obscene, immoral or defamatory purposes and will not in any way bring BNC into disrepute. The client will not in any way whatsoever use or combine the BNC name, in whole or in part, for the purpose of trading activities. BNC reserves the right to cooperate with any official investigating authority if required in relation to any allegations of impropriety against the Client.
The Client shall provide BNC with such information as BNC considers necessary in order to ensure that the Company complies with applicable legislation on anti-money laundering and due diligence. The Client is responsible for ensuring that the information provided to BNC is correct. The client also represents to BNC that assets or funds introduced to a Company do not represent either directly or indirectly the proceeds of a crime or other illegal activity. In order to enable BNC to meet its legal obligation, the Client shall keep BNC fully and promptly informed of any changes in the beneficial ownership, shareholding and officers of the company. Beneficial owners indicated by the Client shall complete and sign a “Questionnaire”as requested in the Agreement. The client shall immediately inform BNC of the nature of the activities of the company and seek BNC’s prior written consent before making any material changes to those activities.
Due diligence documentation may include the provision to BNC of, without limitation: original certified copies of identity documents, a proof of legal domicile no older than 3 months, a banker’s reference letter, certified copies of corporate documentation, and certified translations where applicable. Any certification must be done in accordance with the requirements of the applicable jurisdiction and as per BNC’s instructions if any. The Client is obliged to provide the requested due diligence material prior to the commencement of BNC’s services.
In General
8.1. The Client agrees to pay the fees charged by BNC. BNC’s schedule of fees can be found in the price list available on the website of BNC www.buynowcompanies.comIn addition to the fees mentioned on the website, the Client agrees to pay any out-of-the pocket expenses in particular, but not limited to, those incurred in convening or attending meetings of the directors, shareholders or secretaries, calling or attending any extraordinary general meetings of the company, preparing any forwarding any noticeor statement and all other like expenses. BNCstarts an execution phase only after the receipt of the full payment of the fees. All fees and charges are payable in the currency nominated by BNC, which is usually Euros. The Client is not authorized to withhold fees and interests due to any service, guarantee or liability-related claims. In the same manner, any right of off-set on the part of the Client is hereby excluded.
Incorporation and Management of a Company
8.2. The Client shall owe BNC a one-time set-up fee for enabling the incorporation of a Company in addition to the annual fees. The set-up fee varies according to the jurisdiction and includes a company head office (address), a registered agent and all the documents required for the company to be fully operational from the first day of registration, i.e.: the certificate of incorporation issued by the local registrar; the memorandum and articles of association; the resolution relating to the nomination of director and the distribution of shares; and the share certificate(s).
The annual fee is a one-time charge per year paid upon registration or renewal of registration. It includes the on-going verification that the company complies with local laws as well as the renewal of the head office, of the registered agent and of the governmental charges from the jurisdiction in question. The annual fee is non-refundable.
The Client shall oweBNC all other fees such as government fees, duties, taxes and other third party disbursements together with Nominee Directors or Shareholders fees and transfer fees, including disbursements and any out-of-pocket expenses.
The Client acknowledges the right of BNC to review annual fees. Any amendment in the fee structure will be notified to the Client at least one month prior to the commencement of the services for the period to which the fees relate. The Client can pay the fees due to BNC using a valid Visa, Mastercard, American Express credit/debit card bearing his/her name, PayPal or by bank transfer or by any legal means such as legal counsel, accountants, wealth managers, bankers and any other intermediary. Clients transmitting credit card (or similar payment instrument) data to BNC for the purpose of a payment accept that the company bills their credit card for the full amount of the fees and / or expenses, taxes, duties due to BNC in connection with the service plus any disbursements or out-of-pocket expenses. The Client further agrees that BNC may records and use such credit card data in accordance with the present Terms and Conditions and BNC’s Privacy Policy.
SPECIFIC CARD PAYMENT CONDITIONS
8.3. In the event renewal fees are overdue in spite of BNC having regularly invoiced the Client and used reasonable efforts to inform the Client of such fees being overdue, the Client accepts that BNC may debit from the Client’s credit or debit card any overdue fees including any applicable registry penalties that is imposed to return the Client’s company to good standing.In that case, the Client further agrees that BNC will have up to 60 days from debit date to pay any annual public registry fee for the Client’s company, and that any amount debited as registry penalty will also include any additional penalties accruing during the additional 60 days of non-compliance.
8.4. IN THE EVENT A THIRD PARTY IS MAKING A CARD PAYMENT TO BNC ON BEHALF OF THE CLIENT, THE CLIENT WARRANTS THAT THE CARDHOLDER HAS AUTHORIZED THE PAYMENT IN WRITING, AS WELL AS THE USE OF THE CARD AND PROCESSING OF THE CARD DATA BY BNC IN ACCORDANCE WITH THE TERMS AND CONDITIONS AND THE PRIVACY POLICY. THE CLIENT AGREES TO CAUSE THE CARDHOLDER TO SIGN AND COMPLY WITH A CARDHOLDER STATEMENT WHICH TEMPLATE MAY BE FOUND.
Bank Account Opening
8.5. The Client shall owe BNC a one-time fee for its service regarding the opening of a Bank account. This set-up fee can be changed at any time without prior notice. The set-up fee may be quoted in any currency agreed to by the parties. The client will pay the set-up fee before BNC begins the performance of the service. The client can pay the set-up fee by any legal means, such as legal counsel, accountants, wealth managers, bankers and any other intermediary. Clients who send BNC a credit card as payment accept that BNC bills their credit card for the full amount of the set-up fee for the account, they have chosen plus the price of the courier service if requested.
Appointment of a director
8.6. The Client certify that each of the directors to be named on a company in accordance with an order form submitted to BNC and who has not signed a “Consent to Act as Director” has consented to be a director of the company on its incorporation and that each director who is a natural person has attained the age of 18 years.
Other Introduction Services
8.7. The Client shall owe BNCa one-time non-refundable fee for BNC’s introduction and application assistance service with third party service providers. Such fee is paid in respect of BNC’s service costs only. The Client understands that BNC will not be part of the relation between the Client and such third-party providers. The Client agrees that in the event the Client’s application is accepted, BNC may receive finder’s fees from such third-party providers and the Client expressly renounces claiming the payment of such fees.
The Client and BNC may send to each other instructions, notices, documents or any other communication either by mail, e-mail, through BNC’s dedicated web portal or by fax, PROVIDED ALWAYS, that BNC may send fee notes by e-mail message attachment. The Client and BNC shall keep all instructions, notices, documents or any other communication as a matter of proof. Each communication shall be addressed if to BNC, at its registered office or at such other address as BNC may by notice in writing notify to the Client from time to time and, if to the Client, at his/her address or at such other address as the Client may by notice in writing notify to BNC from time to time, including holding mail instructions that shall be agreed upon in writing. So that BNC may at all times be able to contact the Client should the need arise, the Client agrees to inform BNC immediately upon changing his/her address and e-mail address or telephone/fax number. In the event the Client terminates all BNC services for one or several registered companies, any notice of termination served by email must be sent to bnc@buynowcompanies.com (BNC email address)
10.1. BNC will process personal data which as per the definition found in the General Data Protection Regulation (GDPR) means any information relating to an identified or identifiable natural person also referred to as data subject. An identifiable natural person is one who can be identified, directly or indirectly, in particular by reference to an identified such as a name, an identification number, location data, an online identified or to one or more factors specific to the physical, physiological, genetic, mental, economic, culturalor social identity of that natural person.
The processing of data means any operation or set of operations which is performed on personal data or on sets of personal data, whether or not by automated means, such as collection, recording, organisation, structuring, storage, retrieval, consultation, adaption or alteration, use, disclosure by transmission, dissemination and suppression of such personal data or otherwise making available, alignment or combination, restriction, erasure or destruction.
The recipients of the personal data may include BNC affiliated companies acting as subcontractors or auxiliaries, the registered agents in the jurisdictions relevant to the services, our IT suppliers or financial providers such as our payment acquirers, other third-party service providers, including banks, whom the Client has expressly requested to be introduced to, the public companies’ registries, or the legal authorities. All these disclosures which have been listed shall only occur in accordance with the GDPR and our business relationship with these third part providers shall be a contractual one whereby both parties agree to abide by the obligations found in the GDPR such as the obligation of confidentiality on whoever is handling the personal data of the data subjects.
To comply with “Know your client” obligations and ensure the correct service delivery, the processed data will include particulars of the Client, such as the full legal name(s), the nationality, the date of birth, domicile and residential addresses, passport numbers, passport validity dates, and contact details of identifiable individuals, as well as supporting documents evidencing such personal data and service instructions from the Client.
The Client is under an obligation to maintain his/her personal data up to date during the entire contractual relationship with BNC, and to submit any required supporting document in relation to his/her update obligation in the exact form prescribed by BNC.
10.2. Affiliated companies of BNC or a registered agent may act as the processor of personal data on behalf of BNC, who shall remain the controller of such personal data. A more detailed explanation with whom we share the data is found in our privacy policy.
10.3. The Client acknowledges that more information regarding data processing may be obtained by contacting BNC or by email to bnc@buynowcompanies.com. Any communication will be made in English. Any other language may only be used at BNC’ssole discretion and as a courtesy to the Client
10.4. The Client is informed that he/she has a right to withdraw his/her consent, the withdrawal of consent shall neither affect the lawfulness of processing based on consent before its withdrawal, nor the lawfulness of a continuation of the data processing where another valid purpose exists, such as the purpose of complying with the law.
The Client warrants he/she has secured the valid legal authorization of any applicable data subject whose personal data he/she transferred to BNC and that such data subject has consented to the processing of their personal data by or through BNC for the purpose of the service performance or in application of due diligence obligations.
10.5. BNC, its directors, employees or agents, are required to handle data with confidentiality.Despite all security precautions, data including e-mail electronic communications and personal financial data may be accessed by unauthorized third parties when communicated between the Client and BNC. Communicating with BNC may imply for the Client to use software produced by third parties including, but not limited to, browser software that supports a data security protocol compatible with the protocol used by BNC.
10.6. The information provided in Clause 10 is only an informative introduction to data protection. The latter is better explained in our Privacy Policy on our website.
The Client shall bear the risk of any damage arising from any lack of legal capacity of his/her person and his/her attorneys or other third parties, unless such incapacity has been communicated to BNC in writing.
12.1. Without prejudice to any specific provision, any damage resulting from the error or omission of BNC, its directors, employees or agents shall be borne by the Client, unless BNC, its directors, employees or agents has acted with gross negligence or fraud or any other liability that cannot be excluded pursuant to applicable law. BNC will not be liable for any loss sustained as a result of any mechanical breakdown, strike, delay or failure of any staff, manager or caretaker to perform their duties.
12.2. Any damage whatsoever caused by or arising from, directly or indirectly, the error, failure, negligence, act or omission of any other person, system, institution or payment infrastructure shall be borne by the Client.
12.3. BNC cannot be held responsible if the Additional Services cannot be set up. BNC’s liability regarding Additional Services is strictly limited to a duty of care in selection, instruction and supervision of its affiliated companies or any other third parties.
12.4.Damage or loss resulting from the use of postal services, telegraph, telex, facsimile, telephone, other means of communications or means of transportation, especially loss resulting from delay, misunderstanding, mutilation, abuse by third parties or duplication of copies, shall be borne by the Client, unless BNC has acted with gross negligence.
12.5.BNC cannot be held responsible either in the event of a breakdown of any of the communication means necessary for the performance of its services under this Agreement or for any mail or calls received for the purposes of its services under this Agreement. Further, BNC takes no responsibility for loss or damage arising from the use of fax instructions, including failed or incomplete transmission or loss.
12.6. In the specific case of a Bank account opening, BNC is a third party to the relationship between the Bank and the client. Therefore, under no circumstance can BNC be held responsible of the relationship between the Bank and the Client. BNC has no authority to act and does not purport to act as an employee, representative or officer of any Bank and/ or to sign on behalf or otherwise incur any liability of any sort on behalf of any Bank.
In General
13.1. Any Agreement lasts for the period stated in it and will then automatically be extended for successive periods equal to the length of the initial term. In all other aspects, any Agreement will automatically renew on the same terms and conditions. Either BNC or the Client can terminate any Agreement at the end date stated in it, or at the end of any extension or renewal period, by giving at least two months written notice to the other. Termination shall be without prejudice to any rights or liabilities of any party either arising prior to termination or arising in respect of any act or omission occurring prior to termination. The right to immediate termination for good cause remains unaffected.
13.2. In case of violation of applicable laws or the present Terms and Conditions by the Client, BNC may terminate any Agreement with immediate effect, including any Agreement regarding Additional Services provided by BNC’s affiliated companies or third parties. In such a case the Client must take all necessary actions to replace any position being vacant in any Company as a consequence of any such termination and it is explicitly agreed that BNC cannot be held liable for any damage following such an immediate termination.
Incorporation and Management of a Company
13.3. Any Agreement for the operation of a company is for one complete year. In the event that the Client terminates the Agreement or requests BNC to transfer the management of the Company to another agent or corporate service provider or to liquidate the Company, BNC will not transfer or liquidate the Company until all outstanding disbursement, expenses and/or fees (including but not limited to, government fees, duties, taxes and other third party disbursements together with Nominee Directors or Shareholders fees and a transfer fee of € 750.00) have been paid in full.
As soon as the Company has been incorporated and is registered within the relevant jurisdiction, the Client undertakes to sign the mandate agreement in favour of BNC that is attached to the present Terms and Conditions.BNC may refuse to forward to the Client the corporate documents relating to the Company as long as the mentioned mandate agreement is not signed.
The Client will receive a full refund of the set-up fee minus courier charges if the following three conditions are met: (i) BNC is not able to incorporate the Company for the Client AND (ii) BNC has received all the necessary documents duly completed by the Client, including a copy of the client’s valid identity document which has been authenticated according to the exact instructions of the Agreement on the banks’ and/or payment checkout’s and/or PayPal’s code of conduct with regard to the exercise of due diligence and any document which BNC has requested from the Client, such as but not limited to utility bills not older than 3 months, his/her curriculum vitae, a bank reference letter AND (iii) the request for the refund is made within 60 days of payment of the set-up fee by the Client.
Bank Account Opening
13.4. The service ends with the opening of the account by the Bank and all relations thereafter are between the Client and the Bank.
Any Client can decide to cancel his/her application in the 3 calendar days following his/her application for the opening of a bank account. The Client will receive a full refund of the set-up fee minus courier charges if the following three conditions are met: (i) The Bank with the assistance of BNC is not able to open for the Client an account AND (ii) BNC or the Bank has received all the necessary documents duly completed by the Client, including a copy of the client’s valid identity document which has been authenticated according to the exact instructions of the Agreement on the banks’ and/or payment checkout’s and/or PayPal’scode of conduct with regard to the exercise of due diligence and any document which BNC has requested from the Client, such as but not limited to credit card statement, utility bills, work contract, certificate of incorporation or other evidence of the economic origin of the funds. This is the only case in which refunds are offered. No refunds will be offered, for any reason, if the client decides to cancel his/her/its application after 3 calendar days.
Performance of a Refund
13.5. Refunds will be done only through the Original Mode of Payment.
If any term or condition contained herein is or may become under any written law, or is found by any court or administrative body or competent jurisdiction to be illegal, invalid, prohibited or unenforceable then such term or condition shall be ineffective to the extent of such illegality, voidness, invalidity, prohibition or unenforceability. The remaining terms or conditions herein shall remain in full force and effect.
To execute the services, BNC reserves the right to engage subcontractors who are within its authority. Rights and obligations of the Client resulting from any Agreement can only be transferred to third parties with the written consent of BNC.
This Agreement shall be governed by and construed in accordance with the laws of the Republic of Cyprus. Any dispute arising out of or in connection with this Agreement, including any question regarding its existence, validity or termination, shall be subject to the exclusive jurisdiction of the Courts of the Republic of Cyprus.
This Privacy Policy is applicable for the website www.buynowcompanies.com which is operated by Buy Now Companies (hereinafter ‘BNC’). We appreciate your interest in our website, products, and services and we value the importance of protecting your privacy and personal data. To ensure transparency and security, our Privacy Policy as set forth below will inform you about the nature, scope and purpose of the personal data collected and processed by us.
The Website and its entire contents, features and functionality (including but not limited to all information, software, text, displays, images, video and audio, and the design, selection and arrangement thereof), are owned by the Company, its licensors or other providers of such material and are protected by copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws.
These Terms of Use permit you to use the Website for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website, except as follows:
The Company name, the terms BNC or Buy Now Companies or www.buynowcompanies.com, the Company logo and all related names, logos, product and service names, designs and slogans are trademarks of the Company or its affiliates or licensors. You must not use such marks without the prior written permission of the Company. All other names, logos, product and service names, designs and slogans on this Website are the trademarks of their respective owners.
Information You Provide to Us:
We collect information you provide directly to us. For example, we collect information when you create an online account, post messages to our forum or wikis or otherwise communicate with us.
The types of information we may collect include your name, email address, username, password, location, and any other information you choose to provide.
We automatically collect certain information about you when you access or use our Site or transact business with us, including Log Information. We collect information about your use of our Site, including the type of browser you use, access times, pages viewed, your IP address and the page you visited before navigating to our Site.
Information Collected by Cookies and Other Tracking Technologies: We may use cookies, web beacons (also known as “tracking pixels”) and other tracking technologies to collect information about you when you interact with our Site or emails, including information about your browsing behavior on our Site. We use this information to improve our Site and your experience, see which areas and features of our sites are popular, count visits, understand campaign effectiveness and determine whether an email has been opened and links within the email have been clicked.
We may also obtain information about you from other sources and combine that with information we collect about you.
You have the right to receive information about the personal data (as defined in the General Data Protection Regulation (GDPR) (EU) 2016/679 we maintain on you upon written request. If you are concerned that any of the information, we hold on you is incorrect, please contact us.
You may find below a list of your legal rights insofar as your personal data are concerned. Please note that some of these rights may not be applicable to your situation.
If you wish to exercise any of your above-mentioned rights or have any questions or comments with regard to this Privacy Policy, you may contact us by using the contact information at the end of this policy.
We will respond to requests to access or delete your personal data within 30 days.
Our Site may use “cookies” to enhance User experience. User’s web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly.
Cookies are small text files stored on your device by a web browser (e.g. Internet Explorer). Although we may not use Cookies, we do use website tracking services such as Google Analytics which does use analytical and tracking Cookies. By using our site, you consent to Cookies being used in accordance with our policy. We are not responsible for third party websites which we link to that use Cookies.
Google Analytics is Google’s free web analytics tool that helps us to understand how our visitors engage with our website. Google Analytics collects information anonymously, and much like examining footprints in sand, it reports website trends without identifying individual visitors. Analytics uses its own set of Cookies to track visitor interactions. These Cookies are used to store information, such as what time the current visit occurred, whether the visitor has been to the site before, and what site referred the visitor to the web page. Google Analytics customers can view a variety of reports about how visitors interact with their website, so they can improve their website and how people find it. A separate set of cookies is used for each website, and visitors are not tracked across multiple sites. Analytics customers are obliged to notify users of their use of analytics software. To disable this type of cookie, some browsers will indicate when a cookie is being sent and allow you to decline cookies on a case-by-case basis. In addition to declining Cookies, you can also install the Google Analytics Opt-out Add-on in your browser, which prevents Google Analytics from collecting information about your website visits.
EU legislation requires website owners and operators to ask for permission before using certain kinds of Cookies.
When you provide information to us via this site it will be processed by us or on our behalf in accordance with the provisions of the General Data Protection Regulation (GDPR) (EU) 2016/679. We will store this data and hold it on computer, cloud server, or in hard copy form. We may give information about you (on the understanding that such information will be kept confidential) to associates, employees and agents of BNC to administer any services provided to you by BNC now or in the future. Otherwise we will only disclose information as previously notified to you except as follows: – to any law enforcement agency requesting it in connection with the commission of any offence, once we are reasonably satisfied as to the circumstances surrounding the request; – to comply with applicable laws and lawful government and/or regulatory requests; – to operate our systems properly; and/or – to protect our users and ourselves.
While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally, identifiable information may include, but is not limited to, your email address, name, phone number, other information (“Personal Information”).
BNC may collect and use your personal information for the following purposes:
We will ask User’s consent before using collected information in other purposes.
We store collected information for as long as it is necessary to provide products and services to you. Information associated with your account will be kept until your account is deleted unless we no longer need the data to provide products and services.
BNC would like to send you information about products and services of ours if you have consented to receive marketing.
You have a right at any time to stop us from contacting you for marketing purposes and opt out at a later date.
BNC sometimes need to share personal information we process with third parties. Where necessary or required we share information with:
BNC uses remarketing services to advertise on third party web sites to you after you visited our Service. We, and our third-party vendors, use cookies to inform, optimize and serve ads based on your past visits to our Service.
Google AdWords remarketing service is provided by Google Inc. You can opt-out of Google Analytics for Display Advertising and customize the Google Display Network ads by visiting the Google Ads Settings page: http://www.google.com/settings/ads Google also recommends installing the Google Analytics Opt-out Browser Add-on –https://tools.google.com/dlpage/gaoptout – for your web browser. Google Analytics Opt-out Browser Add-on provides visitors with the ability to prevent their data from being collected and used by Google Analytics. For more information on the privacy practices of Google, please visit the Google Privacy Terms web page: http://www.google.com/intl/en/policies/privacy/
Twitter remarketing service is provided by Twitter Inc. You can opt-out from Twitter’s interest-based ads by following their instructions: https://support.twitter.com/articles You can learn more about the privacy practices and policies of Twitter by visiting their Privacy Policy page: https://twitter.com/privacy
Facebook remarketing service is provided by Facebook Inc. You can learn more about interest-based advertising from Facebook by visiting this page: https://www.facebook.com/help To opt-out from Facebook’s interest-based ads follow these instructions from Facebook:
https://www.facebook.com
Facebook adheres to the Self-Regulatory Principles for Online Behavioral Advertising established by the Digital Advertising Alliance. You can also opt-out from Facebook and other participating companies through the Digital Advertising Alliance in the USA http://www.aboutads.info/choices/ , the Digital Advertising Alliance of Canada in Canada http://youradchoices.ca/ or the European Interactive Digital Advertising Alliance in Europe http://www.youronlinechoices.eu/ , or opt-out using your mobile device settings. For more information on the privacy practices of Facebook, please visit Facebook’s Data Policy: https://www.facebook.com/privacy/explanation
AdRoll remarketing service is provided by Semantic Sugar, Inc. You can opt-out of AdRoll remarketing by visiting this AdRoll Advertising Preferences web page: http://info.evidon.com
For more information on the privacy practices of AdRoll, please visit the AdRoll Privacy Policy web page: http://www.adroll.com/about/privacy
All information we collect on this Website is subject to our Terms of Use and Privacy Policy. By using the Website, you consent to all actions taken by us with respect to your information in compliance with the Terms of Use and the Privacy Policy.
We may occasionally modify our Privacy Policy; when this happens, we will publish details on this web page. We will not however significantly change how we use information you have already given to us without your prior agreement.
Personal data means any information relating to an identified or identifiable natural person. We collect, process, or use personal data, if you provide it to us and give us your consent. Personal data may include name, age, email, phone, address, job title, profession and other data that you have provided while filling a contact us form requesting to contact you, or an order form to receive our services, or other service related forms on our website.
For the best user experience and to improve our website and services, we collect data sent by your web browser, e.g., information about your browser, your IP address, and your operating system. You may be asked to provide your personal information anytime you are in contact with BNC. Sometimes collection of personal information may be required due to the statutory or contractual obligations BNC has under applicable regulations. We may share and use this information in any manner that is consistent with this Privacy Policy. We may also combine it with other information to provide and improve our services, content, and promotion. You are not required to provide the personal information that we have requested, but if you chose not to do so, in many cases we will not be able to provide you with our products or services or respond to any queries you may have.
You have the following rights regarding the information you provide to us:
Please note that if your information is required by BNC to provide a service and you wish to restrict or delete that data, it may impact our ability to provide such service(s). You will be advised of this outcome in the event that it arises.
By filling in an order form, we may collect a variety of information including, but not limited to: name, nationality, residential and mailing address, phone number, e-mail address, contact preferences, information about your business, such as company name, address, business type and other. In most of cases, in order to process your order, we may have to collect government-issued identification documents to prove your identity and residence. We may also have to collect certain information pertaining to your date of birth, marital status, education, or disciplinary history.
Some examples of the services we provide, where the collection of personal information occurs include:
In addition to the information collected through user-populated fields, the order form filled in on this website will record the information pertaining to your browsing session, your IP address and the time of the ordering.
When you make online payments on our website, then the following types of information may also be collected by us or a contracted third party, who makes payment processing for BNC:
We may collect the personal information of third parties when you add the names of shareholders or beneficiaries on our order forms. If you are our point of contact, and other individuals are connected to your order, they are very likely to be data subject whose personal data must be processed as a result of this connection.
In that prospect, you must secure proper consent from any data subject whose personal data you supply to BNC, and you will be asked to confirm that their consent to the processing of their personal data was obtained in a regular way.
Collection of third party personally identifiable information may be necessary to process and register your order for certain products or services. We will not use this information for any other commercial purpose.
We may use your personal information:
Once you became a client of BNC, we will collect such information as may be necessary, for the purpose of processing the order correctly and to comply with applicable legal requirements in terms of due diligence.
This includes the following information:
BNC will process Client personal data intended to form part of a filing system. In addition to the collection, the processing includes the recording, organisation, structuring, storage, retrieval, consultation, use, disclosure by transmission, and suppression of such personal data. The data processed by BNC will include the particulars of the individual related to the service order, such as:
a. The full legal name(s),
b. the nationality,
c. the date of birth,
d. the domicile and residential addresses,
e. passport numbers and passport validity dates
f. contact details such as an email & a phone number
Those details, as well as the supporting documents evidencing them, are maintained in an electronic form in BNC’s secured databases, and in a paper form.
Such information is used to prepare corporate documents, identify our clients, and periodically perform compliance verifications, such as verifying that BNC is not servicing a party under international sanctions.
We also collect data in a form that does not, on its own, permit direct association with any specific individual. We may collect, use, transfer, and disclose non-personal information for any purpose. The following are some examples of non-personal information that we collect and how we may use it:
If we combine non-personal information with personal information, the combined information will be treated as personal information for as long as it remains combined.
BNC website, online services, email messages, and advertisements may use cookies and other technologies such as pixel tags and web beacons. These technologies help us to better understand user behaviour, tell which parts of our website people have visited, and facilitate and measure the effectiveness of advertisements and web searches. Cookies may be used for other purposes such as authentication, storing site preferences, the identifier for a server-based session, or anything else that can be accomplished through storing text data. Cookies may be encrypted for information privacy and data security purposes. Cookies may be set by the server with or without an expiration date. According to the settings on the user’s browser, cookies may be declined. However, in such case certain functionality on our website may no longer be available.
Cookies may be encountered from third parties via links made available on the payment pages of our website which cannot be controlled by us (for example, if a user views a website created by a third party or uses an application developed by a third party, there may be a cookie placed by that webpage or application). We treat information collected by cookies and other technologies as non-personal information. However, to the extent that IP addresses or similar identifiers are considered personal information by local law, we also treat these identifiers as personal information. As it is applicable for most Internet services, we gather some information automatically and store it in log files. This information includes IP addresses, browser type and language, name of user’s internet service provider, referring and exit websites and applications, operating system, date/time stamp, and clickstream data. We may use this information to understand and analyse trends, to administer the site, to learn about user behaviour on the site, to improve our products and services, and to gather demographic information about our user base as a whole.
In some email messages, we may use click-through uniform resource locators (‘URL’) linked to content on the BNC website. When you click one of these URLs, they pass through a separate web server before arriving at the destination page on the website. We may track this click-through data to help determine interest topics and measure the effectiveness of customer communications. If you prefer not to be tracked in this way, you should not click on text or graphic links in the email messages. Pixel tags enable us to send email messages in a format user can read, and they tell whether mail has been opened. We may use this information to reduce or eliminate messages sent to users.
At times we may make certain personal information available to third parties, such as strategic partners or concerned parties that work with BNC to provide products and services, or that help us market to customers. Personal information will only be shared by us to provide or improve products, services, and/or advertising; it will not be sold to or shared with third parties for their marketing purposes.
We may share personal information with third parties who provide services such as information processing, extending credit, fulfilling customer orders, delivering products, managing and enhancing customer data, providing customer service, assessing interest in products and services, and conducting customer research or satisfaction surveys. These third parties are obligated to protect your information in the same way as BNC and may be located wherever BNC conducts its operations.
The recipients of your personal data may include:
Where a third party may act as the processor of personal data on behalf of BNC, we shall remain the controller of such personal data.
It may be necessary by law, legal process, litigation, and/or requests from public and governmental authorities within or outside your country of residence for BNC to disclose your personal information. We may also disclose information about you if we determine that for purposes of national security, law enforcement, or other issues of public importance, disclosure is necessary or appropriate. We may also disclose information about you if we determine that disclosure is reasonably necessary to enforce our terms of business or protect our operations or our clients. Additionally, in the event of a reorganization, merger, or sale of business, BMC may transfer any and all personal information we collect to the relevant third party.
Personal information may be shared with:
BNC will not sell or rent any personal information to third parties for marketing purposes and only shares personal information with third parties as described in this Policy.
When users visit the order form and payment page of our website or send an email to BNC, technology is used to prevent unauthorized third parties from viewing and downloading user information. We process personal information on servers located in the Republic of Cyprusand/or Germany and protect it by maintaining physical, electronic, and procedural safeguards such as: firewalls, secure sockets layer encryption, URL data encryption, file access privileges, physical server access controls, and authorizing access to personal information only for employees who require it to fulfil their job responsibilities. When your personal data is stored by us, we use computer systems with limited access housed in facilities using physical security measures.
No data transmission over the Internet can be guaranteed to be 100% secure. As a result, we cannot ensure or warrant the security of any information transmitted over the Internet. BNC makes every attempt to ensure the security of all information collected.
We make it easy for you to keep your personal information accurate, complete, and up to date. BNC will retain your personal information for the period necessary to fulfil the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law.
We will also retain and use your information as necessary to comply with our legal obligations, resolve disputes and enforce our agreements. If BNC has provided services to you, personal data may be stored up to 10 years (but in any case, no less than 5 years) after the termination of the services, depending on the legal rules of the service jurisdiction. If you request that we delete your personal information, we will notify you if we are unable to do so and why.
During the BNC service term, you must help BNC maintaining your personal information up to date. If your personal information change, you will have to correct, update, amend them. If you have a Corporate Service Officer assigned, please contact him/her in priority.
It is important to note that some of your particulars could be registrable particulars, and in case of changes, timely notice must be given in order to file an update of the modified registrable particulars within a legal deadline. Failure to do so may expose your company to incur heavy late filing penalties, and you may be fined.
You can help ensure that your contact information and preferences are accurate, complete, and up-to-date by contacting us using contact details on our website. For other personal information we hold, we will provide you with a copy of such information so you can request that we correct the data if it is inaccurate or delete the data if we are not required to retain it by law or for legitimate business purposes. BNC may decline to process requests that are frivolous/vexatious, jeopardize the privacy of others, are extremely impractical, or for which access is not otherwise required by local law. Request for information, correction, or deletion can be made by contacting us via the contact details provided on our website.
We understand the importance of taking extra precautions to protect the privacy and safety of minors. Minors are not permitted to use the BNC services. If we learn that we have collected the personal information of a minor, we will take steps to delete the information as soon as possible.
BNC website, products and services may contain links to third party websites, products, and services. We may also use or offer products or services from third parties. The inclusion of any link does not imply endorsement of any other company, its products, services, or privacy practices. Furthermore, we are not responsible for personal information voluntarily disclosed by users to third parties that are contacted through links to any website. Information collected by third parties, which may include personal data or contact details, is governed by their privacy practices. We encourage you to learn about the privacy practices of those third parties.
BNC, as a global services provider, has a number of affiliated legal entities in different jurisdictions which are responsible for the personal information which we collect, and which is processed on our behalf. We employ appropriate technological and physical safeguards to keep information secure. However, please be aware that these safeguards may not meet the same standards as is required by the country in which you reside.
To make sure your personal information is secure, we communicate our privacy and security guidelines to our employees and strictly enforce privacy safeguards.
When a privacy question or access/deletion request is received, we have a dedicated team which seeks to address the specific concern or query which you are seeking to raise. If you are unsatisfied with the reply received, you may refer your complaint to the relevant regulator in your jurisdiction. Upon request, we will endeavour to provide you with information about relevant complaint avenues which may be applicable to your circumstances.
This Privacy Policy may be updated from time-to-time. When the policy changes in a material way, a notice will be posted on the BNC website along with the updated Privacy Policy.
Last updated 28 April 2020
This site is operated by Buy Now Companies. The term “BNC”, “us” or “we” refers to the owner of this website www.buynowcompanies.com The term “you” refers to the user or viewer of our website.
The use of this website is subject to the following terms of use:
In this SECURITY POLICY, “BNC” and “we” refers to Buy Now Companies www.buynowcompanies.com and “Client” or “you” refers to each client
The BNC buynowcompanies.com will announce any breaking security issues on this website. We suggest all users of BNC wallets and services to read the bellow information.
Security of your Personal Information
The security of your Personal Information is important to us but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.
What if BNC Gets Hacked?
In the event the BNC website is down or hacked, please also check our Twitter or Telegram Channel. The BNC protocol has an alert system and currently a small set of people working for the BNC control the keys to issue alerts. These will be sent to all nodes.
What if BNCTurns Evil?
If we are sufficiently hacked, or if we collectively turn evil, the above resources will not be sufficient to protect you. Luckily, the BNC network is growing into a larger and more resilient community beyond the BNCcompany itself. If you suspect that the company has been compromised, please also check other community resources unrelated to the BNC.
A social engineering technique used by attackers aiming to receive the users’ personal data. Phishing attacks can provide an attacker with access to the following personal data:
Methods used by attackers:
How to recognize phishing?
Countermeasures:
Countermeasures:
About Email
About the Browsers
About the Social Networks
The Buy Now Companies website is provided on an “AS IS” and “AS AVAILABLE” basis without any representation or endorsement made and without warranty of any kind whether expressed or implied, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy.
Any and all liability to you that may arise from your access to and use of the websites, whether due to negligence, breach of duty or otherwise, is excluded to the maximum extent permitted by law.
The content of Buy Now Companies website is for general information only and does not constitute legal or other professional advice. Every reasonable care has been taken to ensure that the information given on our site is accurate and up-to-date, and we cannot accept responsibility for any consequences whatsoever arising out of reliance upon or usage of such general information as aforesaid. Your use of any of our sites does not create attorney/consultant/advisor – client relationship with Buy Now Companies, nor does such use constitute the receipt of legal or other professional advice from Buy Now Companies. All users of our sites, whether or not the users are existing clients of Buy Now Companies, are advised to Contact us and/or to take appropriate professional advice before committing themselves to any act or taking any decision regarding services requested.